MetaSource Mortgage Blog

How to Ensure Mortgage QC Plan Compliance

  • Monday, August 3, 2015

Government agencies and investors require that you to have an updated mortgage quality control (QC) plan. What’s the state of your plan?

If you don’t have one, aren’t sure if it meets the necessary requirements (which now change several times each year) or if your QC plan has not been updated in the past 12 months, then read on.

QC Plan Service

We’ve created an easy way for you to create a mortgage QC plan and keep it updated. Our QC plan covers your pre-fund and post-close QC auditing timing, selection process, review elements, and reporting. The mortgage QC Plan also ensures compliance with:

  • FHA: including new FHA rules go into effect on September 14, 2015
  • Fannie Mae
  • Freddie Mac
  • Veterans Administration (VA)
  • USDA
  • Federal Home Loan Bank


Since no one QC plan will meet the needs of every mortgage lender, the MCA QC Plan is a customizable template that we’ve created to best fit the policies and procedures of your company. Simply add your information in our QC Plan’s highlighted sections and you’re done.

If you’re not approved with all of the agencies mentioned above, then just remove the references to those agencies and keep the rest.

Continuous Updates Option

Because government agency requirements changes several times a year, you have the option for us to continuously update your QC Plan so it’s current at any given time.

Contact us to learn more about mortgage QC audits and compliance